Should I hire a Financial Advisor/Financial Planner or should I DIY my money?
I spent about a decade working in corporate finance and in that time I considered myself savvy when it came to my money. After all, I was a Finance graduate who loved to read Yahoo!Finance and Nerdwallet in my spare time.
Tess Zigo, CFP®, CPA
September 20, 2022
Should you buy a house with a Physician Loan or utilize a conventional mortgage?
One of the families I work with decided to upgrade homes this year in order to have more space for their growing family. The big conundrum was whether to get the physician loan (with 0% down) or use the cash they had saved up over the last few years to put 20% down and lower their monthly mortgage payment...
Tess Zigo, CFP®, CPA
June 26, 2022
10 Important Factors to Consider when Buying a Dental Practice
Most dentists I work with love their career and the difference they make in their patient’s lives. The majority of new graduates end up working for someone for a few years to gain more hands-on experience before deciding to buy their own practice for the flexibility and freedom to run it as they see fit....
Tess Zigo, CFP®, CPA
June 8, 2022
5 Timeless Money Tips To Remain In Control Of Your Money
1. Only use one credit card for the majority of your spending. I do like having a few (3 is the sweet spot) credit cards just in case you lose one, or for certain privileges and to have a higher credit limit...
Tess Zigo, CFP®, CPA
May 20, 2022
3 Tips To Keep Your Emotions In Check when the stock market declines
1. It's perfectly human to be worried when the stock market drops. I blame our cave man instincts, we are programmed to fight or flight in the face of danger. Back in the cave days we might have encountered...
Tess Zigo, CFP®, CPA
May 9, 2022
Using a solo 401(K) to Mega Backdoor Roth IRA your Retirement
Using a solo 401(K) to Mega Backdoor Roth IRA your Retirement If you've read any of my quotes in the media (ranging from CNBC to Nerdwallet) you'll know my full pledged appreciation for the Roth IRA. I graduated college at age 20 and...
Tess Zigo, CFP®, CPA
November 30, 2021
Filling out the FAFSA: What to know about FAFSA and your expected family contribution
So, you’re about ready to send you son or daughter to college. Likely, you have worked hard to save money for tuition, room and board, and the occasional run to the bookstore. But while you have been saving on your own, now is...
Tess Zigo, CFP®, CPA
November 16, 2021
