ANNUAL FINANCIAL PLANNING SERVICE CALENDAR

First Quarter (Q1)
January
February
March
Annual Performance Review
Capital Gains Tax + Tax Reporting
IRA/Roth IRA contributions review
Update Cash Flow
Update Financial Plan
Investment Review
Investment Risk Review
Student Loan Review
Goal Update review
Quarterly Newsletter
Outside Investments Review

Second Quarter (Q2)
April
May
June
Collaboration with accountant /CPA
Mortgage and Debt Review (interest rate, progress)
Net Worth Update
Mid-year financial planning review
Tax return review
Quarterly Newsletter

Third Quarter (Q3)
July
August
September
Educational Planning Review (529, UTMA/UGMA etc.)
Estate planning strategy review
401(k), 403(b), 457 plan analysis, Defined Benefit Plan
Goal Progress
Insurance Policy Review and Strategy (Life, Disability, LTC, Health, Property)
Quarterly Newsletter
Financial Planning Tasks Check-in
Collaboration with attorney
Beneficiary Review
Goal Update review
Quarterly Newsletter
Outside Investments Review

Fourth Quarter (Q4)
November
August
December
Employee benefits review
RMD Audits
Investment Review & Rebalancing
Open Enrollment Period (HSAs, FSAs, 529s, Dependent care)
EOY Tax Planning (Charitable giving, Maxing Retirement i.e.)
Net worth Update
FAFSA Application Qs
Paystub Review
Roth Conversions, Backdoor ROTH IRA
Stock option Review (RSUs, ISOs, NSOs, ESPP Plan)
Social Security Statement Review
Quarterly Newsletter

Legend
Internal Review
Communication / Client meeting