Your partner in fpursuing financial independence.

Schedule a call Why TruWealth Partners?Why TruWealth Partners?

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Screenshot and link of Tess's article on Dentistry IQ website.

Latest Article: DentistryIQ

The top 6 financial concerns of female dentists

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My story - why I become a financial advisor

My Story

The old 9-5 waiting until you’re 65 to enjoy your “golden years” is not my clients’ idea of a good life.

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Who I help?

Who I help?

Individuals and couples who want to be smart with their money, and want professional guidance.

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Why Chose CFP® Professional link to CFP® site

Why choose a CFP® professional?

CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning.

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Planning process

Planning process

Prioritize, organize, clarify, analyze, and take action.

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Planning process

Planning calendar

Prioritize, organize, clarify, analyze, and take action.

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Tess Zigo as seen in the media logos

Tess Zigo, CFP®, CPA Mentioned in the Media

You can find Tess mentioned in the following media outlets: Nerdwallet, Forbes, Money, CNBC, MarketWatch, AARP and more

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As Mentioned in the Media

Digital Economics article by Tess Zigo
4 key financial priorities for new associate dentists

By Tess Zigo: "It's hard to make sense of the financial landscape when you're just starting out and paying off loans. Hire the experts who can help you start down the right path..."

Pricing made simple.

I base pricing depending on the complexity of your situation. Initial one time enrollment fee starting at $950 applies.

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Frequently asked questions.

Here are some common questions I get from new clients.

  • Am I saving enough for college or retirement?
  • How much cash must I keep around to sleep well at night AND cover emergencies?
  • What retirement account should I be utilizing? 401(k), Solo 401(k), Roth, IRA, SEP, Simple, Cash Balance Plan etc
  • Am I optimizing my money for both today and tomorrow?
  • How do I invest the excess cash I have sitting at my bank account that is not growing?
  • Do I have enough life insurance?
  • How much disability insurance do I need and what riders make sense?
  • How do I incorporate ESG/Socially Responsible Investing with my money?
  • Should I refinance my student loans?
  • How much house can I afford?
  • Which employee benefits should I utilize and why?
  • Should I pay off my student loans or prioritize forgiveness?

How do I know how complex my finances are and which tier I fall in?

Most people don't know exactly where they fit and that's okay! During our 30 minute initial call I will quote your exact fee depending on your situation and needs.

Yup! That's something I pride myself on, I have a vast network of trusted professionals when clients need something I can't directly assist with.

Absolutely! I find sometimes the biggest value add I can provide is being there when things come up in your life unexpectedly and I can help you through the challenge. No question is silly!

I pride myself on having my CFP® certification and as such, being held to a fiduciary standard. I became an advisor to help others with their money and follow the same principles when it comes to my own money.

Not everyone is the right fit for a financial planner, which is why we have the initial call to determine if our process and personalities work well together. These are some common characteristics that might mean we aren’t the best fit:

  • Want a transactional relationship and not a long term partner in planning
  • Want the cheapest possible solution
  • Need a quick fix and don’t want to commit to a process
  • Are looking for free advice

TruWealth Partners is a female owned financial planning firm in Palm Harbor, Florida and works with clients nationwide in continental United States.